:root{--navy:#0a2342;--navy2:#123a6b;--blue:#1565d8;--blue2:#0f4fb0;--sky:#e8f1fd;--red:#d7263d;--red2:#b51e31;--gold:#ffb703;--ink:#172033;--muted:#5b6b7f;--line:#e3e8ef;--bg:#f6f8fb;--white:#fff;--r:14px;--sh:0 10px 30px rgba(10,35,66,.10);--sh2:0 18px 50px rgba(10,35,66,.16)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:Montserrat,Inter,sans-serif;line-height:1.15;margin:0 0 .5em;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.2vw,3.3rem);font-weight:800}h2{font-size:clamp(1.6rem,3vw,2.4rem);font-weight:800}h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}a{color:var(--blue)}img{max-width:100%;height:auto;display:block}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.eyebrow{display:inline-block;font-weight:700;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:10px}
.lead{font-size:1.12rem;color:var(--muted)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;white-space:nowrap;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem;transition:.18s;font-family:inherit;line-height:1.2}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red2);transform:translateY(-1px)}
.btn-blue{background:var(--blue);color:#fff}.btn-blue:hover{background:var(--blue2);transform:translateY(-1px)}
.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{background:var(--sky)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-lg{padding:17px 30px;font-size:1.08rem}
.ico{width:1.2em;height:1.2em;fill:currentColor;flex:none}
/* top bar + header */
.topbar{background:var(--navy);color:#cfe0ff;font-size:.86rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:36px;max-width:1280px}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
.topbar .left{display:flex;gap:18px;align-items:center}
header.site{position:sticky;top:0;z-index:50;background:#fff;box-shadow:0 2px 14px rgba(10,35,66,.08)}
header.site .wrap{display:flex;align-items:center;gap:16px;height:74px;max-width:1280px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.logo .mark{width:44px;height:44px;border-radius:10px;background:linear-gradient(135deg,var(--navy),var(--blue));display:grid;place-items:center;color:#fff;font-family:Montserrat;font-weight:900;font-size:1.15rem;letter-spacing:-.04em}
.logo .name{font-family:Montserrat;font-weight:900;font-size:1.2rem;line-height:1;letter-spacing:-.02em;white-space:nowrap}
.logo .name small{display:block;font-size:.58rem;font-weight:700;letter-spacing:.14em;color:var(--red);margin-top:3px;white-space:nowrap}
nav.main{margin-left:auto;display:flex;gap:2px;align-items:center}
nav.main a{color:var(--ink);text-decoration:none;font-weight:600;padding:9px 11px;border-radius:8px;font-size:.93rem;white-space:nowrap}
nav.main a:hover,nav.main a.active{background:var(--sky);color:var(--blue2)}
.hdr-cta{display:flex;align-items:center;gap:10px;flex:none}
.hdr-cta .btn{padding:12px 18px}
.hdr-phone{display:flex;flex-direction:column;align-items:flex-end;text-decoration:none;color:var(--navy);line-height:1.1}
.hdr-phone small{font-size:.66rem;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.08em;white-space:nowrap}
.hdr-phone b{font-family:Montserrat;font-size:1.15rem;font-weight:800;white-space:nowrap}
.lang{border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:6px 12px;font-weight:700;font-size:.8rem;cursor:pointer;color:var(--navy);font-family:inherit;white-space:nowrap}
.lang:hover{border-color:var(--blue)}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;color:var(--navy)}
.burger .ico{width:28px;height:28px}
/* hero */
.hero{position:relative;color:#fff;background:var(--navy);overflow:hidden}
.hero .bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.55}
.hero .shade{position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,35,66,.97) 0%,rgba(10,35,66,.86) 42%,rgba(10,35,66,.38) 100%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;padding:72px 20px;align-items:center}
.hero h1{color:#fff;margin-bottom:16px}.hero h1 em{font-style:normal;color:var(--gold)}
.hero .lead{color:#dbe7fb;font-size:1.18rem;max-width:560px}
.hero ul.checks{list-style:none;padding:0;margin:22px 0 28px;display:grid;gap:10px}
.hero ul.checks li{display:flex;gap:10px;align-items:flex-start;font-weight:600}
.hero ul.checks .ico{color:var(--gold);margin-top:3px}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.hero .mini{font-size:.9rem;color:#cfe0ff;margin-top:14px}
.form-card{background:#fff;color:var(--ink);border-radius:18px;padding:28px;box-shadow:var(--sh2)}
.form-card h3{font-size:1.35rem;margin-bottom:4px}
.form-card .sub{color:var(--muted);font-size:.92rem;margin-bottom:16px}
.form-card label{display:block;font-size:.82rem;font-weight:700;color:var(--navy);margin:12px 0 5px}
.form-card input,.form-card select,.form-card textarea{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:10px;font:inherit;font-size:.98rem;background:#fbfcfe;transition:.15s}
.form-card input:focus,.form-card select:focus,.form-card textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(21,101,216,.15);background:#fff}
.form-card .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.form-card .btn{width:100%;margin-top:16px}
.form-card .fine{font-size:.76rem;color:var(--muted);margin:10px 0 0;text-align:center}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
/* trust strip */
.trust{background:var(--sky);border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:22px 20px}
.trust .item{display:flex;gap:12px;align-items:center}
.trust .item .ico{width:34px;height:34px;color:var(--blue);flex:none}
.trust .item b{display:block;color:var(--navy);font-family:Montserrat;font-size:.98rem}
.trust .item span{font-size:.85rem;color:var(--muted)}
/* sections */
section{padding:72px 0}section.alt{background:var(--bg)}
.sec-head{max-width:720px;margin-bottom:38px}.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;transition:.2s;position:relative;display:flex;flex-direction:column}
.card:hover{box-shadow:var(--sh);transform:translateY(-3px);border-color:#cfdcf2}
.card .icon{width:54px;height:54px;border-radius:12px;background:var(--sky);display:grid;place-items:center;color:var(--blue);margin-bottom:16px}
.card .icon .ico{width:28px;height:28px}
.card p{color:var(--muted);font-size:.96rem;flex:1}
.card .more{font-weight:700;text-decoration:none;display:inline-flex;gap:6px;align-items:center;color:var(--blue)}
.card a.cover{position:absolute;inset:0}
.photo{border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}
.photo img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}
ul.ticks{list-style:none;padding:0;margin:18px 0}ul.ticks li{display:flex;gap:10px;margin:9px 0;align-items:flex-start}ul.ticks .ico{color:var(--blue);margin-top:4px;width:20px;height:20px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:s}
.step{background:#fff;border-radius:var(--r);padding:28px;border:1px solid var(--line);position:relative}
.step .n{width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--gold);font-family:Montserrat;font-weight:800;display:grid;place-items:center;margin-bottom:14px;font-size:1.1rem}
.step p{color:var(--muted);margin:0}
.band{background:linear-gradient(120deg,var(--red) 0%,#a4152a 100%);color:#fff;text-align:center;padding:60px 0}
.band h2{color:#fff}.band .big{font-family:Montserrat;font-weight:900;font-size:clamp(1.6rem,4vw,2.6rem);color:var(--gold);margin:8px 0}
.band p{color:#ffe3e7;max-width:640px;margin:0 auto 1em}
.band.blue{background:linear-gradient(120deg,var(--navy) 0%,var(--blue) 100%)}.band.blue p{color:#dbe7fb}
.map{border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);border:1px solid var(--line)}
.map iframe{width:100%;height:380px;border:0;display:block}
.cities{display:grid;grid-template-columns:repeat(3,1fr);gap:8px 18px;list-style:none;padding:0;margin:16px 0 0}
.cities li{display:flex;gap:8px;align-items:center;font-weight:600;color:var(--navy)}
.cities .ico{color:var(--red);width:16px;height:16px}
.faq{max-width:820px;margin:0 auto}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:10px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;font-family:Montserrat}
.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:"+";font-size:1.4rem;color:var(--blue);font-weight:400}
.faq details[open] summary::after{content:"–"}.faq details p{color:var(--muted);padding-bottom:16px;margin:0}
.cta-final .wrap{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.cta-final h2{color:#fff}.cta-final{background:var(--navy);color:#dbe7fb}
/* page hero (subpages) */
.phero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.phero .bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.5}
.phero .shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,35,66,.96),rgba(10,35,66,.45))}
.phero .wrap{position:relative;padding:60px 20px}.phero h1{color:#fff}.phero .lead{color:#dbe7fb;max-width:640px}
.crumbs{font-size:.85rem;color:#9fb8de;margin-bottom:14px}.crumbs a{color:#cfe0ff;text-decoration:none}
.content{display:grid;grid-template-columns:1fr 380px;gap:48px;align-items:start}
.content .main h2{margin-top:1.4em}.content .main h2:first-child{margin-top:0}
.side{position:sticky;top:96px}.side .form-card{padding:24px}
.callout{background:var(--sky);border-left:5px solid var(--blue);padding:18px 20px;border-radius:0 12px 12px 0;margin:22px 0}
.tags{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0}.tags span{background:var(--sky);color:var(--navy2);font-weight:700;padding:6px 12px;border-radius:999px;font-size:.85rem}
/* footer */
footer.site{background:#071a33;color:#aebdd6;padding:56px 0 100px;font-size:.93rem}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px}
footer.site h4{color:#fff;font-size:.95rem;margin-bottom:12px;letter-spacing:.06em;text-transform:uppercase}
footer.site a{color:#dbe7fb;text-decoration:none}footer.site a:hover{color:var(--gold)}
footer.site ul{list-style:none;padding:0;margin:0}footer.site li{margin:7px 0}
footer.site .phone{font-family:Montserrat;font-weight:800;font-size:1.3rem;color:#fff;display:block;margin:6px 0}
footer.site .bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:18px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.8rem;color:#7f93b8}
/* sticky mobile bar */
.mbar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 12px;gap:10px;box-shadow:0 -6px 20px rgba(10,35,66,.12)}
.mbar .btn{flex:1;padding:13px 10px}
/* responsive */
@media(max-width:1240px){.hdr-cta .btn{display:none}}
@media(max-width:1120px){nav.main a{padding:8px 8px;font-size:.88rem}.logo .name{font-size:1.05rem}.hdr-phone{display:none}header.site .wrap{gap:10px}}
@media(max-width:1000px){.hero .wrap{grid-template-columns:1fr;gap:34px;padding:52px 20px}.trust .wrap{grid-template-columns:1fr 1fr}.grid3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}.content{grid-template-columns:1fr}.side{position:static}footer.site .cols{grid-template-columns:1fr 1fr}.cta-final .wrap{grid-template-columns:1fr}}
@media(max-width:980px){nav.main{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 16px 16px;box-shadow:0 14px 30px rgba(10,35,66,.15)}nav.main.open{display:flex}nav.main a{padding:13px 10px;border-bottom:1px solid var(--line)}.burger{display:block}.hdr-phone{display:none}.topbar .left span.sec{display:none}}
@media(max-width:640px){.grid3,.grid2,.trust .wrap,.cities,footer.site .cols{grid-template-columns:1fr}.form-card .row{grid-template-columns:1fr}section{padding:52px 0}.mbar{display:flex}.hdr-cta .btn{display:none}.topbar .wrap{justify-content:center}.topbar .left{display:none}}